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Loans, Real Estate, and Construction. All Handled by One Expert.

Direct wholesale mortgage lending, real estate brokerage, and licensed general contracting built around your exact scenario. No middlemen.

Pacigic 1home

Pick Your Scenario

Institutional Mortgage Financing

Direct wholesale lending access to top-tier institutional rates. Perfect for complex self-employed files, jumbo purchases, DSCR investor loans, and cash-out structures.

NMLS #1132725

Strategic Real Estate Brokerage

Client-first representation for high-net-worth buyers, investors, and listing agents. Expertly managing complex contracts with zero corporate disconnect.

DRE #01900872

Licensed General Contracting

Rare, in-house technical expertise for ground-up construction, extensive renovations, owner-builder scenarios, and major structural consulting.

CSLB #1007518

Pacigic 11home

Built for Agent Referrals

  • Buyer’s Agents — Complex income & tight timelines
  • Listing Agents — Cash-out & pre-sale financing clarity
  • Investor Agents — DSCR & rental portfolio execution
  • Luxury / Jumbo Agents — High-balance payment strategy
  • Construction Brokers — Ground-up & one-time close loans

How a Client Scenario Becomes Clear Loan Options

You Refer the Deal

Submit the basics. No commitment, no disruption to your client relationship.

We structure loan options

We analyze the file and identify options that support your path to closing.

You decide next steps

You decide when and how to engage the borrower to move the file forward—always transparently.

Wholesale Lending Access

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How We Protect Agent-Client Relationships

  • Referral-only operating model

  • Agent-first communication protocol

  • No future borrower solicitation

  • California-licensed mortgage brokerage

Why Agents Trust Us With Their Client Relationships

  • Direct Execution, No Middlemen

  • Unrivaled Construction Clarity

  • Total Client Protection

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Need Financing Clarity Before Your Client Writes the Offer?

Send the scenario early. Clear loan paths prevent renegotiations, appraisal issues, and last-minute surprises.

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