---
title: California Purchase, Refinance, Construction & Investor Loans | Pacific Prestige Properties
description: California mortgage brokerage exclusively for agent referrals. Scenario-first loan structuring for complex income, DSCR, construction, and jumbo deals.
image: https://pacificprestigeproperties.com/hubfs/Pacific6%20Prestige%20Properties%20logo.png
---

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    - [Blog](https://pacificprestigeproperties.com/blog?hsLang=en)
    - [FAQ](https://pacificprestigeproperties.com/faq?hsLang=en)
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[Contact Us](https://pacificprestigeproperties.com/contact?hsLang=en)

- [Purchase](https://pacificprestigeproperties.com/purchase-home-loans-california?hsLang=en)
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- [Construction](https://pacificprestigeproperties.com/construction-loans-in-california?hsLang=en)
- Resources
  
    - [Blog](https://pacificprestigeproperties.com/blog?hsLang=en)
    - [FAQ](https://pacificprestigeproperties.com/faq?hsLang=en)
    - [Construction Loans](https://pacificprestigeproperties.com/construction-loans-in-california-the-complete-guide?hsLang=en)
- [About](https://pacificprestigeproperties.com/about?hsLang=en)

[Contact Us](https://pacificprestigeproperties.com/contact?hsLang=en)

# Loans, Real Estate, and Construction. All Handled by One Expert.

Direct wholesale mortgage lending, real estate brokerage, and licensed general contracting built around your exact scenario. No middlemen.

[Request Loan Options](https://pacificprestigeproperties.com/refer-real-estate-deals?hsLang=en)[See How It Works](https://pacificprestigeproperties.com#How-It-Works)

![Pacigic 1home](https://pacificprestigeproperties.com/hs-fs/hubfs/Pacigic%201home.jpg?width=2000&height=2000&name=Pacigic%201home.jpg "Pacigic 1home")

## Pick Your Scenario

### Institutional Mortgage Financing

Direct wholesale lending access to top-tier institutional rates. Perfect for complex self-employed files, jumbo purchases, DSCR investor loans, and cash-out structures.

NMLS #1132725

### Strategic Real Estate Brokerage

Client-first representation for high-net-worth buyers, investors, and listing agents. Expertly managing complex contracts with zero corporate disconnect.

DRE #01900872

### Licensed General Contracting

Rare, in-house technical expertise for ground-up construction, extensive renovations, owner-builder scenarios, and major structural consulting.

CSLB #1007518

[Request Loan Options](https://pacificprestigeproperties.com/refer-real-estate-deals?hsLang=en)

![Pacigic 11home](https://pacificprestigeproperties.com/hubfs/Pacigic%2011home.jpg "Pacigic 11home")

## Built for Agent Referrals

- Buyer’s Agents — Complex income & tight timelines
- Listing Agents — Cash-out & pre-sale financing clarity
- Investor Agents — DSCR & rental portfolio execution
- Luxury / Jumbo Agents — High-balance payment strategy
- Construction Brokers — Ground-up & one-time close loans

## How a Client Scenario Becomes Clear Loan Options

### You Refer the Deal

Submit the basics. No commitment, no disruption to your client relationship.

### We structure loan options

We analyze the file and identify options that support your path to closing.

### You decide next steps

You decide when and how to engage the borrower to move the file forward—always transparently.

## Wholesale Lending Access

![UWM Logo](https://pacificprestigeproperties.com/hs-fs/hubfs/UWM%20Logo.png?width=310&height=163&name=UWM%20Logo.png)

![NewFi1 Blu](https://pacificprestigeproperties.com/hs-fs/hubfs/NewFi1%20Blu.jpg?width=1366&height=768&name=NewFi1%20Blu.jpg)

### How We Protect Agent-Client Relationships

- Referral-only operating model
- Agent-first communication protocol
- No future borrower solicitation
- California-licensed mortgage brokerage

### Why Agents Trust Us With Their Client Relationships

- Direct Execution, No Middlemen
- Unrivaled Construction Clarity
- Total Client Protection

![Call Image](https://pacificprestigeproperties.com/hs-fs/hubfs/Call%20Image.png?width=2058&height=2058&name=Call%20Image.png)

## Need Financing Clarity Before Your Client Writes the Offer?

Send the scenario early. Clear loan paths prevent renegotiations, appraisal issues, and last-minute surprises.

[Request Loan Options](https://pacificprestigeproperties.com/refer-real-estate-deals?hsLang=en)

## Recent Blog Posts

[![Pacific6 Prestige Properties logo](https://pacificprestigeproperties.com/hs-fs/hubfs/Pacific6%20Prestige%20Properties%20logo.png?width=125&height=70&name=Pacific6%20Prestige%20Properties%20logo.png "Pacific6 Prestige Properties logo")](https://pacificprestigeproperties.com/?hsLang=en)

![Equal Housing Logo 40 (2)](https://pacificprestigeproperties.com/hs-fs/hubfs/Equal%20Housing%20Logo%2040%20(2).webp?width=40&height=40&name=Equal%20Housing%20Logo%2040%20(2).webp)Equal Housing Lender. Real Estate Loans originated through **Pacific Prestige Properties, Inc.** \> *Corporate Licenses:* DRE #01900872 · NMLS #1132725 · CSLB #1007518 \> *Broker of Record:* Sam Zavosh. All loans subject to credit approval. Programs, rates, and terms subject to change without notice.

Disclaimer: This content is for informational purposes only and does not constitute legal, financial, or investment advice. All loan programs, terms, and conditions are subject to change without notice. All loans subject to underwriting approval.  

- [Purchase](https://pacificprestigeproperties.com/purchase-home-loans-california?hsLang=en)
- [Refinance](https://pacificprestigeproperties.com/refinance-home-loans-california?hsLang=en)
- [Home Equity](https://pacificprestigeproperties.com/home-equity-loans-california?hsLang=en)
- [Construction](https://pacificprestigeproperties.com/construction-loans-in-california?hsLang=en)
- Resources
- [About](https://pacificprestigeproperties.com/about?hsLang=en)

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